Attention homeowners: Real estate appraisal services for in Charleston and Charleston CountySee the top seven reasons South Carolina homeowners order from Beresford Appraisals:
We at Beresford Appraisals understand the particular needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Beresford Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in an area that is declining. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Beresford Appraisals is your #1 weapon.Need to remove PMI?A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you dismiss unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Beresford Appraisals can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would prefer to have a seasoned professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Beresford Appraisals offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house. |
|||||||||
Got a Question?
Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.